Archives

Category Archive for: ‘Money Talks’

Insuring for Divorce

Insuring for Divorce Written By: John Klotz1 0-11-2010 Is there an epidemic out there?  Or does it just seem like everybody and their brother is looking to split with their spouse?  And this often occurs following years of marital bliss.  So, it’s not surprising that we, as financial advisors, are called upon by various lawyers and clients to set up …

Read More

Mortgage Life Insurance – What is the Best way to Purchase it?

Mortgage Life Insurance Written By: John Klotz 7-11-2009 Ok – so we are going to slam the banks a little in this article. I know, many of you love the banks and will be upset that anyone could say anything negative about them. In this regard, we humbly apologize in advance. But this article is a must read if you …

Read More

Corporate Owned Life Insurance – Is it the best way for you to go?

The Advantages of Corporate Owned Life Insurance Written By: John Klotz 6-8-2009 IT Entrepreneurs and consultants need life insurance like anyone else. The question often gets asked whether or not a life insurance policy should be owned individually or by the corporation. Let’s take the example of Jim Smith, Software Entrepreneur. Jim is self employed and is the proud owner …

Read More

How Should a Self Employed Consultant Purchase Insurance?

How should a Self Employed Person buy insurance? Written By: John Klotz 4-2-2009 When it comes to purchasing insurance, many self employed consultants are confused as to how they should cover off their risks. This article will address this concern. In assessing your insurance needs, you should purchase insurance that covers off a Critical Risk. A critical risk is a …

Read More

Medical Expenses

Medical Expenses Written By: John Klotz 1-28-2008 As we stare down the last few days of 2002, it’s time to consider some helpful YEAR END TAX PLANNING techniques. So here are a few simple tax planning points to consider (preferable when your not inebriated with rum laced egg nog!). Medical Expenses Your medical expenses and those of your spouse/partner and …

Read More

How to Keep your RRSP’s Creditor Proof

How to Keep your RRSP’s Creditor Proof? Written By: John Klotz 1-28-2008 You know, every so often, something pops up in my day to day practice that stops me in my tracks. Such an event occurred with a prospective client. Here’s the deal. This individual is a successful consultant who makes a healthy six-figure income. She’s been socking it away …

Read More

Is a Trust a Must?

Is a Trust a Must Written By: John Klotz 1-28-2008 Many people believe that trusts are only for the very wealthy, but that\’s not the case. All of us make financial commitments during our lifetime that we want to see continued. A trust can provide the control needed to ensure that these commitments to the financial security of others last …

Read More

Do I need Critical Illness Coverage?

Do I need Critical Illness Coverage? Written By: John Klotz 1-28-2008 Many of you have read stories of people who have elected to travel to another country for access to medical treatment not otherwise available in Canada, and have heard the staggering costs associated with these decisions. Others may have read of families renovating homes to accommodate their loved ones …

Read More

How to Choose an Advisor

How to choose a financial advisor? Written By: John Klotz 1-28-2008 If you speak with most people, you will find they have an accountant a lawyer and a family physician. There is one more advisor that they count in on their team and that is a financial advisor. Infact, this is probably one of the more important relationships that one …

Read More

Disability Insurance Unplugged

Disability Insurance Unplugged Written By: John Klotz 1-28-2008 If you are a self-employed consultant working in the Internet space, you should consider purchasing disability insurance. You might be asking yourself, what are the chances of becoming disabled for a period of more than 90 days before you reach the age of 65? At the age of 35, you have a …

Read More
Page 1 of 212»